Housing Coalition Addresses CFPB’s Proposed Regulation Change on Data Collection – Mortgage Media

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A coalition of housing groups came together to comment jointly to the Consumer Financial Protection Bureau (CFPB) regarding its plans to change regulations about data collection under the Home Mortgage Disclosure Act (HMDA), including on its impact to commercial and multifamily loans.

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Banks and credit unions with assets of less than $10 billion would be the primary beneficiaries because the proposed changes would reduce the duplicate collection of certain mortgage data. Under the proposal, mortgage lenders would not be required to maintain different practices depending on their loan volume or other characteristics, the CFPB.

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Trade groups say CFPB proposed HMDA rule will increase costs.. Consumer Mortgage Coalition, Financial Services Roundtable and housing policy council.. The proposed change would amend. CFPB Temporarily Changes Mortgage data rule reporting threshold for Community Banks and Credit Unions.

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Housing Coalition Addresses CFPB’s Proposed Regulation Change on Data Collection – Mortgage Media Housing Coalition Addresses CFPB’s Proposed Regulation Change. – A coalition of housing groups came together to comment jointly to the consumer financial protection bureau (cfpb) regarding its plans to change regulations about data collection.