‘Hasn’t been easy’: First-home buyers already feel edged out

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The first-time home buyer program of the california housing finance Agency, or CalFHA, also considers anyone who has not owned a home in the previous three years to be first-time home buyers.

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If you have sold your home, it’s important you know the steps to restore your eligibility so you can buy a second home using a VA loan. Paying off your first VA loan doesn’t automatically restore your entitlement. It’s not uncommon for veterans to find out their eligibility hasn’t been restored after paying off a VA loan.

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First-home buyers already feel edged out as competition heats up with historic rate cut.. "It hasn’t been easy because there’s not much on the market," Ms Reid said.

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